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Hi this is Andrew from Christian jewelers right here with me is Harald Lindsay the master gemologist appraiser from imperiled gem labs Harold can you tell us about your what you do yeah I do jewelry appraisals gem identification and diamond grading for the public as well as for jewelry stores in the Lower Mainland Vancouver area a lot of people are wondering why is it beneficial to have your jewelry appraised and what's the purpose of it an appraisal I work mostly for insurance purposes insurance companies require jewelry appraisals in order for their clients to be able to ensure that jewelry, so that's one of my functions and also diamond grading confirming quality and analysis of diamonds and colored gems sometimes it's for insurance other times its first eight families are inherit jewelry from their parents or their grandparents, and they need to have the assessed for value so that the pieces can be divvied up, or perhaps it has to be solved the estate that has to know how much it's worth the government sometimes likes to know for tax purposes our states are charged tax and jewelry is part of the estate quite often other times other people are buying and selling, and they want to know if they've got a good deal, or they haven't bought it yet, and they want to know if it is a good buy, so they give me the items of jewelry, or they make an appointment, but we can discuss it, but I do not buy or sell myself if I have a GI a certificate what I still need an appraisal done yeah the GE difference Asia is a stands for Gemological Institute of America, and they're the company that developed the diamond grading system that the bitch made was used around the world today and that is a report on a diamond that the EIA has examined it gives you the characteristics quality the fourth they call the four C's the color clarity carat weight and cut, and it does not go into the value of the piece so even though you might have a GI a report on a diamond if you want to insure it there's no value on it, so you still need to get it appraised which is about evaluation, so an appraisal gives you a dollar amount how much it cost versus GI a certificate just tells you the specification of the diamond thanks for explaining to us what an appraisal is today for more information you can go to channel 2 websites at Imperial gem lab comm, or you can visit us at Christine jewelers calm thanks for watching I'll see you guys later
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